66%-of-us.-consumers-say-inflation-will-impact-holiday-spending,-givex-survey-highlights

66% of U.S. Consumers Say Inflation Will Impact Holiday Spending, Givex Survey Highlights

 

Givex, the global fintech company focused on providing merchants with useful customer insights to drive business decisions, announced today the 2022 Holiday Gift Card Survey in partnership with the Angus Reid Institute. The data came from a survey commissioned by Givex of over 1,000 Americans, with a focus on American consumer shopping behavior and trends for the 2022 holiday season.

According to the Givex 2022 Holiday Gift Card Survey, inflation will indeed impact the gift-giving plans of 66% of respondents this holiday season. Despite the impacts of inflation, 51% of Americans plan to spend at least $100 on gift cards. Supporting this trend, 43% of Americans ages 18-34 indicated that they would prefer to receive a gift card for necessities, including grocery, gas and other essential needs.

“Understandably, consumers are being cautious when it comes to their holiday shopping this year, and gift cards offer a convenient way to ensure that the money they are spending on a gift is going toward something their loved ones will truly enjoy,” said Mo Chaar, Chief Commercial Officer of Givex. “By understanding what shoppers are looking for and tailoring special promotions around those trends, retailers will have a much stronger opportunity to capture holiday sales and boost customer engagement at the same time. Gift cards can be a powerful tool for retailers, especially as the industry continues to adapt to changing consumer behavior and economic conditions.”

Key findings from the survey include:

Inflation Impacts
  • When asked if inflation has impacted gift-giving plans this holiday season, 66% of Americans agreed.
  • Americans residing on the West Coast reported the highest inflation impact concerns, with 73% indicating that inflation would impact their holiday spending.
  • 43% of Americans ages 18-34 indicated that they would prefer to receive a gift card for necessities (e.g. supermarket, gas).
Incentives & Special Promotions
  • Americans want to take advantage of deals. When asked about what kind of promotions would increase the likelihood of purchasing a gift card, more than half (57%) of respondents said they would be more likely to purchase a gift card this holiday season that included a special promotion.
  • 67% of respondents said a discounted gift card (e.g. 20% off $100) would make them more likely to purchase a gift card.
  • 64% said a free gift card with purchase (e.g. Buy a $100 gift card, get one for $20) would be their ideal promotion type.
Spending Forecast
  • Despite financial challenges, 87% of Americans plan on spending money on gift cards this holiday season.
  • 51% of Americans plan on spending at least $100 dollars on gift cards.
General Trends
  • When asked what type of gift card Americans would most like to receive as a gift this holiday season, the top choices were credit card gift cards (71%), restaurant gift cards (44%) and retail (44%).
Consumer Behavior
  • When asked about primary incentives for purchasing gift cards this holiday season, 82% of respondents said purchasing a gift card is less stressful than buying a physical gift. Of note, other incentives include:
    • 58% of consumers reported that they purchase gift cards when they want to let the recipient choose their own gift.
    • Over half (52%) of Americans say their primary incentive for purchasing a gift card is not knowing what to gift the recipient.

As the holiday shopping season peaks over the next couple of months, inflation will certainly impact American spending. Gift cards and personalized promotions are in high demand this holiday season. The 2022 Givex Holiday Gift Card Survey findings enable business owners to make strategic and timely decisions to maximize their revenue potential this holiday season.

the-trading-pit,-an-award-winning-proprietary-trading-firm,-secures-e10-million-in-growth-funding

The Trading Pit, an Award-Winning Proprietary Trading Firm, Secures €10 million in Growth Funding

 

The Trading Pit (TTP) is proud to announce that it has secured €10 million in its latest round of growth funding. The high-growth prop trading fintech has secured capital to accelerate its growth initiatives with a mission to become the global leader in online prop trading.

The Trading Pit is now set to enable global access to all major asset classes, including ForexFutures, Stocks and Cryptos within the next 6 months. Pinorena Capital was the principal investor in this funding round following its early investment in the company.

“We are very eager to support The Trading Pit considering the company’s exceptional delivery on all fronts of its original business plan. We have been amazed by the strong interest TTP has received from brokers, platform providers, and of course traders in such a short time. This solidifies our belief that TTP’s products and services will fundamentally change the way prop trading industry works today. The fintech start-up has our full support in becoming the industry’s benchmark over the next few years and creating the prop trading, investing, and asset management super app.”

Illimar Mattus | Founder of Pinorena Capital & Co-Founder of The Trading Pit

Pinorena Capital, the private equity firm led by entrepreneur Illimar Mattus, runs a fintech-heavy portfolio of companies. This funding will assist TTP in achieving its goals and help in creating a super app starting with proprietary trading and then naturally expanding into investments and asset management. TTP is building up an ambitious B2B product offering and B2C business development network, from Asia to the Americas. A global network of up to 30 major trading platforms and service providers will feature as part of TTP’s prop trading infrastructure within the next 24 months, with the liquidity being sourced from over 20 industry-leading brokers.

“We are pleased to see such a strong commitment from our existing investors which will help us to deliver on all of The Trading Pit’s strategic objectives at a much faster pace. The Trading Pit emerged from the simple concept of giving all skilful traders a fair opportunity to reach success in an environment where there is no conflict of interest, and which has full transparency. Our initial success has convinced us that we need to be much bolder with our plans and execution, and the capital provided by our investors will help us to do exactly that.”

Christoph Radecker | Founder of Futures.de & Co-Founder of The Trading Pit

As the company looks forward to realizing its innovative approach to trading the markets, its product development capacity and speed will be key to establishing itself as the leading one-stop venue for online prop trading. The Trading Pit’s platform and offerings represent nothing less than a new generation of online services and products for talented traders. The company’s prop trading challenges have been designed by industry experts and developers to identify and retain top traders worldwide. The company has consistently outpaced growth forecasts and its innovation across its platforms and services allows traders to create far more impactful results.

thousands-of-wamo-clients-will-be-able-to-incorporate-a-uk-company-in-48-hours

Thousands of Wamo clients will be able to incorporate a UK company in 48 hours

 

Digital banking services platform Wamo has started offering clients the possibility to register UK-incorporated companies through both its mobile app and its website.

The latest developments within Wamo’s tech offering will allow thousands of individuals and companies worldwide to open UK corporations remotely and seamlessly in less than two days.

Also, starting this week, Wamo’s new affiliation with global e-commerce tycoon Shopify will provide users rapid access to an end-to-end combo for quickly creating, running, and growing a digital business from one location.

The offer is not restricted to any geographical jurisdiction.

“We want to help SMEs to bank and do business worldwide. As a London company, we acknowledge that everyone should have access to the significant global opportunities this market brings,” Yanki Onen, Wamo’s CEO, explained.

The institution raised €1.75 million in a recent funding round, and transacted more than €350 million in the first nine months of 2022.

By providing the international community with the ability to create a legitimate UK business – with a virtual office address in the UK, if needed – in two days, and a price tag of just £99, Wamo is accomplishing its mission of facilitating the way smaller companies trade.

“For any entrepreneur, the starting point for building a business is setting up a company, closely followed by the necessity for a business bank account. These two traditionally time-consuming and often fee-filled procedures can be done with Wamo in a matter of hours (for the business account and company registration), and a couple of days for processing and obtaining a company certificate,” Onen explained.

“We want to make sure it is possible for anyone, anywhere, to start and operate a legitimate business almost instantly,” the company’s CEO explained.

The United Kingdom is one of the most dynamic global business destinations worldwide. Concerning nominal gross domestic product, the UK is the sixth-largest national economy in the world. Moreover, with a US$1 trillion market cap, the UK’s technology industry is ranked third after China and the US.

The entity, operating since 2021, has exceeded 3,000 customers and is on a steep upwards trajectory for further growth in the next 24 months.

It expects to close the financial year 2022, with more than €500 million in transactions and three times that amount in 2023.

At this stage, in its second year of operations, Wamo serves clients in 31 countries, originating from 89 countries.

Recently valued at €19 million, the fintech raised €1.75 million to be invested in new markets’ expansion and talent growth.

Wamo has offices in the United Kingdom and the European Union.

80% of the company’s team leaders are female, and the institution is fully committed to ESG premises.

It hopes to become the solution of choice for over 10,000 European SMEs looking for convenient, efficient solutions to their everyday financial management needs. The company has so far received support from angel and professional investors from CanadaTurkeyMalta, and the United Kingdom.

Wamo is on a mission to change how people think about banking and raise expectations around what they can expect from a banking service provider. The digital bank is firmly focused on delivering personal, supportive customer service, and on providing business owners and potential business owners the best-fit tools for the job.

singapore-fintech-festival-2022-sees-record-turnout-from-the-global-fintech-community

Singapore FinTech Festival 2022 sees Record Turnout from the Global FinTech Community

 

The seventh edition of the Singapore FinTech Festival (SFF), which concluded on 4 November 2022, attracted more than 62,000 participants from over 115 countries. This was the largest SFF gathering since the inaugural edition in 2016.

1. SFF 2022 featured more than 850 speakers from private and public sectors who participated in plenary sessions, industry panels and roundtables. The SFF Exhibition saw more than 570 exhibitor booths, including 25 international country pavilions. Over 4,000 meetings were facilitated through the SFF’s business matching platform.

2. More than 10,000 participants joined in other events that were held on the sidelines of the SFF – Innovation Lab Crawls, Capital Meets Policy DialogueElevandi Insights ForumSFF Global FinTech Awards, and industry partner-led events. Key highlights include:

  • The inaugural invite-only Capital Meets Policy Dialogue brought together around 250 global and regional policymakers, regulators, venture capitalists, private equity and family offices to share perspectives on FinTech regulation and investment capital allocation.
  • Around 3,000 participants attended the inaugural Founders Peak, which featured 10-minute TED-like talks from more than 50 exceptional founders. These talks gave participants a valuable opportunity to learn from the experiences of successful founders.
  • The Elevandi Insights Forum convened 22 closed-door roundtables that were attended by close to 1,200 leaders from government, industry and civil society. Held in partnership with key global partners[1], the roundtables covered important areas such as cross-border payments, stablecoins development, open finance, sustainable finance, digital banking, Web3, and digital assets. These conversations will continue at the second edition of the Point Zero Forum, to be held from 26 to 28 June 2023 in Zurich, Switzerland.
  • A new ESG FinTech Zone was introduced, showcasing technological solutions driving innovation and change in the region’s net zero effort. Over 3,000 visitors attended the talks at the ESG Ecosystem Stage, which presented key trends and developments at the intersection of ESG, technology and finance.
  • Over 2,000 attendees engaged in knowledge talks and career guidance at the Talent Pavilion as well as Lunch & Learn sessions with industry luminaries. Another 2,100 participants took part in the Learning Journey around Digital Assets and Web3 and Sustainable Finance.
  • A total of 39 awards were given to the winners of the Global FinTech Hackcelerator and the SFF Global FinTech Awards. The winners were recognised for their innovative solutions that can help to accelerate the pace of digitalisation, innovation and sustainability in industries such as Web3 and Green Finance.

3. Over 60 industry announcements were made at SFF 2022, including international public-private collaborations, product launches and joint research releases. A full list is available on the Singapore FinTech Festival website.

4. The SFF organising team thanks all our sponsors, speakers, partners and participants for joining in this year’s event. We look forward to continued collaboration with the industry to bring together an exciting and impactful SFF 2023, to be held from 13 to 17 November 2023.

About the Singapore FinTech Festival

The Singapore FinTech Festival (SFF) is organised by the Monetary Authority of Singapore and Elevandi, in partnership with Constellar and in collaboration with The Association of Banks in Singapore. Since its inception in 2016, SFF has become the premier platform for the global FinTech community to engage, connect, and collaborate on issues relating to the confluence of financial services, public policy, and technology. Visit www.fintechfestival.sg for more information.

payermax-makes-its-southeast-asia-debut-at-singapore-fintech-festival-2022

PayerMax makes its Southeast Asia debut at Singapore Fintech Festival 2022

 

PayerMax, an omni-method global payments solution supporting more than 350 local payment methods across Southeast Asia, South Asia,  MENA and LATAM, made its Asia debut at the Singapore Fintech Festival earlier this month. Sharing the stage with key fintech players like Ant Group, GCash, and Coinbase, PayerMax shared expertise from its strategic playbook on post-covid cross border payments and navigating diverse regulatory landscapes.

Singapore Fintech Festival made its first return as an in-person event since the pandemic, with attendees belonging to key sectors like finance institutions, fintech solutions providers, blockchain, higher education and even policy makers and more. This year, along with SFF’s theme of  ‘Building Resilient Business Models amid Volatility and Change’, PayerMax spoke on the evolving digital habits of consumers spurred by the pandemic and how to be future ready. They highlighted that collaboration is the key to shaping the future of digital payments, especially stressing on the need for public and private sectors to work together in the ecosystem.

At a regional level, the digital payments landscape in Southeast Asia is expected to reach US$1.5 trillion by 2030, underscoring the saliency of cashless, contactless, and cross-border payments. Online businesses have mushroomed across Southeast Asia which has made it imperative for the governments to set up a digital payments infrastructure that ensures a safe, secure and reliable ecosystem for all. Leveraging on its partners across Southeast Asia and around the world, PayerMax intends to drive the industry forward by powering businesses to seize opportunities for growth within as well as beyond borders.

“Today, 6 in 10 Southeast Asians remain underbanked or unbanked. Technology is opening doors to newer solutions to enable financial inclusion and we expect to see the digital transformation of banking only grow with time,” says Rinkesh Sharma, Regional Director for PayerMax. “The on-going payments revolution has given way to growth opportunities for microbusinesses and SMEs. But to establish a secure and reliable digital payment ecosystem, collaboration is key. ”

PayerMax empowers global merchants to achieve borderless growth, by providing a full-stack solution where localized payment methods are accepted at scale, within a highly secure, robust and compliant environment.

fintechcashier-nominated-for-most-impactful-fintech-executive-and-best-new-product-by-benzinga-global-fintech-awards-nyc-(usa)

FintechCashier nominated for most impactful fintech executive and best new product by Benzinga Global Fintech Awards NYC (USA)

 

FintechCashier was nominated by Global Fintech Awards in New YorkDecember 8th 2022, to compete with the industry leaders and Fintech entrepreneurs. The event also includes a day of networking, dealmaking, whilst celebrating the year’s finest industry movers, and the most recent developments in Fintech. This well organised event has 40% international participation, 36 international companies and speakers so far, to discuss the future of crypto and meet high-level personalities, leaders, executives, and celebrities. Most companies will use this opportunity to win business, make critical connections and scale up their market share.

“I have the absolute honour to be nominated as the most impactful Fintech Executive whilst in New York, my home town – the city that brought me to this industry and led to the creation of FintechCashier,” said Shalom Dodoun, CEO and Founder of FintechCashier. “We are driven to modernise traditional banking to provide the best technology and payments ecosystem to ultimately serve the SMEs, Family offices and next- generation companies to reach the world.”

In total 6 UK based companies applied to various awards, 4 companies within the Most Impactful Executive categoryFintechCashier has been recognized for the Best New Product category.

Shalom Dodoun says: “Our services have helped numerous Wealth Management firms, Family offices and SMEs to keep up with the fast-changing technological landscape and overcome the obstacles facing international payments. Our multi-layered approach is what makes our solution different in today’s market.”

The UK headquartered company has over 300 integrations to various payment providers and more than 500 payment methods globally. FintechCashier’s system is integrated with many Regtech, KYC & KYB providers which allows them to offer their clients, through a single integration, to tap into a global payment network. The technology platform allows businesses in all verticals to add an additional payment method with just one click.

FintechCashier’s multi-layered approach consists of Technology, Payments, Licensing, Banking and Digital assets layers which together build the foundation for any Financial oriented company.

FintechCashier is not only building the networks that provide businesses with connectivity to transform – it taps into the new era by developing their super app, 2023 will be a pivotal year for FintechCashier starting with introducing a huge technology phase with our Super-APP-Backend (SAB), with the goal of revolutionising the sector while putting security, convenience, and speed first.

hashkey-group-receives-full-licences-to-operate-virtual-asset-trading-platform-from-the-hong-kong-sfc

HashKey Group Receives Full Licences to Operate Virtual Asset Trading Platform from the Hong Kong SFC

 

Hash Blockchain Limited (“HBL“), a member of the HashKey Group (“HashKey” or the “Group“), a digital asset financial services group in Asia, has received approval from the Securities and Futures Commission of Hong Kong (“SFC“) to operate a virtual asset trading platform, under a Type 1 (dealing in securities) licence and a Type 7 (providing automated trading services (“ATS“)) licence for professional investors.

With the SFC licences, HashKey Group has now become the world’s first digital asset group with virtual asset licences from the Hong Kong SFC, the Financial Services Agency of Japan and an exemption to operate under the Payment Services Act from the Monetary Authority of Singapore.

HashKey PRO is the name of HBL’s institutional-grade virtual asset trading platform. HashKey PRO will provide professional investors automated trading services for cryptocurrencies such as Bitcoin and Ether, as well as stablecoins, security tokens and other innovative assets.

Unlike other unregulated crypto trading platforms, HashKey PRO is designed to ensure there is a high level of client asset protection.  Client assets are segregated and held in custody by HashKey Custody Services Limited, which holds a Trust or Company Service Provider licence in Hong Kong.  

HBL’s licence issuances come after a statement on October 31, 2022 by the city’s Financial Services and the Treasury Bureau, which outlined its vision and approach to develop Hong Kong into an international virtual assets hub.

Michel Lee, Executive President of HashKey Group, said “The recent policy statement is a testament to the Hong Kong government’s dedication and commitment to fortify the city’s status as a frontrunner and leader in blockchain and virtual asset innovation and regulation. We are delighted to have received the licences given the backdrop of this positive announcement.  This enables us to provide regulated and compliant virtual asset trading services as we continue to help build the financial, technological and service infrastructure to facilitate and contribute to the rapid growth and the long-term development of the ecosystem.”

Colin Zhong, CEO of HBL, said, “Our objective is to build a platform that is best in class in terms of technology, security and trading experience for our clients. One of the focuses of HashKey’s virtual asset exchange will be on the tokenisation of non-traditional assets, leveraging the robust ecosystem HashKey has developed over the years.”

“Apart from trading services, HashKey is also dedicated to supporting and providing a gateway for financial institutions and corporates to gain exposure to, and participate in, crypto projects through our comprehensive ecosystem across the digital asset landscape and Web3 infrastructure services.”

In 2022, the Hong Kong government and regulators have been setting out new guidelines and a licensing framework to regulate virtual asset trading activities in the interest of consumer and investor protection. A joint circular announcement was issued by the SFC and the Hong Kong Monetary Authority on January 28 2022 stating that registered institutions and licensed corporations are required to partner only with SFC-licensed VATPs in order to provide virtual asset dealing services to their clients. At Hong Kong FinTech Week 2022, the SFC also released a Circular on Virtual Asset Futures Exchange Traded Funds, which states that the SFC will start accepting applications for the authorisation of such funds. The SFC has started reviewing the “professional investor only” requirement applicable to the investment of virtual asset products and are preparing a circular to set out a modified security token regime to treat tokenised assets in line with traditional securities assets on a “same business, same risk and same rules” approach.

hong-kong-speeds-up-asia-talent-race-by-relaxing-visa-requirements,-calling-for-investment-entrant-scheme

Hong Kong Speeds Up Asia Talent Race by Relaxing Visa Requirements, Calling for Investment Entrant Scheme

 

Hong Kong is expected to roll out more schemes on talent attraction to stay competitive in Asia, industry experts said during a Fintech Week satellite event discussion hosted by Payment Asia.

Hong Kong Fintech Week has successfully kicked off on October 31 at the Hong Kong Convention and Exhibition Centre, themed “Pushing Boundaries, Reaping Benefits”. Organised by the Financial Services and the Treasury Bureau and InvestHK, and co-organised by the Hong Kong Monetary Authority, the Insurance Authority, and the Securities and Futures Commission, the event is set to attract more than 20,000 attendees and over 3 million views online from over 80 economies.

Payment Asia, the leading electronic payment gateway, has participated in Hong Kong Fintech Week 2022, showcasing the latest payment solutions we provide to all clients both physically and virtually, covering online, offline and metaverse payment and settlement.

In the satellite event discussion of “Hong Kong vs Singapore: Future Trend of Payment and Regulation”, Hugh Chow, partner of Radiant Tech Ventures and former CEO of ASTRI, and Pradip Madhanagopal, partner of PwC, had a forward-looking conversation with Devere Bryan, CRO of Payment Asia.

Hong Kong still holds a very important role in Asia as it is the gate way to Greater Bay Area and the whole China. On the other hand, Singapore is like a hub for Southeast Asia. People value the growth potential of these two regions,” said Madhanagopal.

“Competition is what we always talk about. However, we can’t just look at what other people do and copy. We need to take the lead,” said Chow. “With new policy role out by the Hong Kong government, Hong Kong would be able to draw more talents and capital. One thing we need to watch is the CBDC issuance and Hong Kong’s future role in it.”

Bryan agreed with the panelists and remained positive about Hong Kong’s future. “Hong Kong is still a vibrant city. I see Hong Kong not only as the gateway but the anchor of whole China. With the geographic advantage and the new policy issuance, I think Hong Kong will speed up on the talent competition in Asia. We are expecting the government to issue more preferential policies.”

Some Hong Kong law makers called for the government to re-open the Capital Investment Entrant Scheme to attract foreign investments. Hong Kong is lowering property taxes and relaxing visa requirements for non-permanent residents to draw in international talents and reinforce the city’s status as a global financial center. The new measures address the current workforce shortage while developing the local talent pool and closing the skills gap at the same time.

taiwan’s-ekyc-solution-provider-authme-showcases-its-latest-deepfake-preventing-innovation-at-singapore-fintech-festival

Taiwan’s eKYC Solution provider Authme showcases its latest Deepfake preventing innovation at Singapore FinTech Festival

 

Taiwan-based Authme, one of the leading providers of AI-based eKYC solution attended Singapore FinTech Festival 2022 along with Taiwan’s Asia Silicon Valley Development Agency and FinTech Space, showcasing their most advanced KYC solution that provides seamless onboarding experience and innovative fraud prevention technology to combat Deepfake frauds.

Fraudsters exploit Deepfake technology to perpetrate identity fraud, causing an enormous loss in the FinTech industry. Therefore, preventing individuals and enterprises from Deepfake attacks becomes a must. Authme revolutionizes fraud prevention with a self-developed active and passive liveness detection engine and extremely accurate biometric ID photo matching, which successfully builds trust in proving the user’s real identity.

Supported by Artificial Intelligence and edge computing, Authme eKYC solution also streamlines complex onboarding into three steps, including document verification, patented mobile NFC data reading, and biometric authentication. With industry-leading verification technology, Authme has acquired trust from FinTech industries – one of the financial giants, LINE Bank Taiwan, has adopted Authme’s solution in the onboarding and account upgrading process.

KuoChan Tseng, the co-founder and Chief Operating Officer of Authme, points out, “COVID-19 has sped up the development of the FinTech industry more quickly than ever before. During Singapore FinTech Festival, we’ve seen surging needs for digital KYC solutions and anti-fraud technology compared with three years ago. Therefore, we are planning to expand our business to overseas market and expect to foster deeper cooperation with local companies to help them build a safe identity verification ecosystem in 2023.”

nibble-health-joins-visa’s-fintech-fast-track-program

Nibble Health Joins Visa’s Fintech Fast Track Program

 

Nibble Health, a B2B healthcare payments company, today announced it has joined Visa’s Fintech Fast Track program, speeding up the process of integrating with Visa, a world leader in digital payments. The Fintech Fast Track program allows Nibble Health to more easily leverage the reach, capabilities, and security that VisaNet, the company’s global payment network, offers.

Working with Visa enables Nibble Health to extend the reach of its healthcare payments solution that allows leading employers to provide zero-interest, zero-fee healthcare financing as an employee benefit. Employees can use their Nibble Health card to pay for out-of-pocket healthcare expenses in free installments over time, creating a healthcare safety net that removes financial barriers to care, and employers can lower overall medical costs while increasing employee satisfaction.

“We’re thrilled to partner with Visa as we build fintech services that allow employees to better access and afford healthcare,” said Steven Greene, CEO of Nibble Health. “There are 100 million Americans in medical debt1 – given the size of the market-need and the complexity of our business, we’re focused on finding the right partners who can support us as we scale. Visa’s infrastructure will help propel our business forward and, more importantly, help us change how employees on our platform pay for out-of-pocket care.”

Visa’s Fintech Fast Track Program provides startups like Nibble Health the ability to access Visa’s growing partner network and experts who can provide guidance in helping them get up and running in the most efficient way possible. Learn more about Visa’s Fintech Fast Track program at https://Partner.Visa.com.

“We’re excited to work with partners like Nibble Health in creating seamless payment solutions in healthcare,” said Vanessa Colella, SVP and Global Head of Innovation and Digital Partnerships at Visa. “By joining Visa’s Fintech Fast Track program, Nibble will gain access to Visa experts, technology, and resources to efficiently scale and bring innovative solutions to market.”