IDnow enhances its platform for identity proofing with automated document liveness and frictionless data check capabilities for the UK market


IDnow, a leading identity proofing platform provider in Europe, announces the expansion of its platform to include fully automated document liveness capabilities, data checks and Financial Risk Checks as well as new fraud prevention features. The platform expansion will also include a central, no-code workflow management tool.

Document liveness checks to combat the most sophisticated fraud attempts

The automated document liveness check relies on IDnow’s expertise in video analysis and requires the end user to record a video of their ID document, thus enabling an automated check on the visible security elements of the document, such as holograms. This feature helps companies in their fight against the rising risk of fraud through forged documents.

Fully automated KYC and AML services with data checks

IDnow’s new fully automated Know Your Customer (KYC) and Anti-Money-Laundering (AML) services, the latter of which screen against multiple global Politically Exposed Persons (PEP) and Sanction lists, ensure real-time AML compliance at the onboarding stage while allowing ongoing monitoring to confirm compliance post-onboarding. Fintechs, crypto providers and more traditional financial service providers can benefit from a complete alert management functionality and audit history with tailored alert matching.

The new data checks enable a frictionless KYC process which takes just a few seconds, particularly for use cases regulated by the UK’s Financial Conduct Authority (FCA) or by the UK Gaming Commission (UKGC). However, they also add an additional layer of security to protect businesses around less regulated use cases, for example, in the mobility industry.

Additionally, the latest platform expansion also includes Financial Risk Checks that use public third-party and self-declared data. These provide gambling companies with insight into affordability indicators which protect online gamblers and comply with the latest updates to the UK Gambling Act, helping businesses to avoid potential fines and reputational damage. The public and third-party data allows for ongoing monitoring of changes in player circumstances and verification of reported income without the need for additional documentation.

A single platform to access data sources and orchestrate KYC workflows in real-time

These new data check capabilities are added to IDnow’s single platform, thus allowing customers to orchestrate both data checks and document- and biometric-based identity proofing workflows. Data checks are required by the responsible regulatory bodies, document and biometric checks can be added for other sensitive use cases for an extra layer of security.

The AML services and real-time data checks are easily configurable via the online self-service orchestration portal which offers complete control to IDnow’s customers. It lets them tailor and optimise data checks and document-based identity verification in one intuitive dashboard via drag-and-drop functionality, thus providing a single entry point for all the new integrated services.

Proprietary fraud prevention technology and a high level of compliance

To detect single and serial fraud attempts, IDnow’s platform uses proprietary fraud prevention technology that collects risk signals from biometrics, documents, devices and other data sources. In addition, IDnow regularly collaborates with law enforcement agencies, providing the company’s dedicated fraud team with the latest knowledge of fraud techniques and methods from around the world.

Bertrand Bouteloup, Chief Commercial Officer at IDnow, said: “With the help of our AI-powered engine, which employs the latest fraud prevention capabilities, we can combat the most advanced fraudsters and allow our crypto, fintech and financial customers to grow their businesses with confidence and be a strong partner for large financial institutions at the same time. Our document liveness feature is clearly a game changer in this market.”

“We are pleased to be able to enhance our platform offering, specifically in the UK, to help our customers fight fraud, achieve compliance and build trust across Europe and beyond. Thanks to these new functionalities and our strong regulatory expertise, our customers can easily expand their services and rely on a platform that achieves compliance according to the most rigid regulatory requirements within the UK, the EU and beyond.”


IDnow AutoIdent AML: First in the EU to issue QES certificates based only on artificial intelligence identification


IDnow, a leading identity proofing platform provider in Europe, announces the extension of the conformity of AutoIdent combined with Qualified Electronic Signature (QES) with its Trust Service Provider Namirial. The conformity extension was approved by the Italian Digital Agency (Agenzia per l’Italia Digitale, AGID) and is valid for the European Union.

The conformity extension, which comes about a year after IDnow first enabled an automated identity verification solution for highly-regulated use cases, includes the approval of two innovations: Firstly, IDnow received approval for the first fully automated, AI-based identity verification at the Level of Assurance ‘Substantial’, which does not require a mandatory manual review by an identification agent. This is made possible by the quality, security and reliability of the automated fraud prevention checks, improving the customer experience through real-time results.

The extension makes the IDnow AutoIdent product with QES the first in the European Union to be able to issue QES certificates based solely on end-consumer data captured in a self-guided identity verification process – with the help of fully automated, AI-based fraud prevention. The solution can be used in most EU countries under the 5th and 6th AML Directives of the European Union. Under these directives, the EU has established and expanded the Know Your Customer (KYC) identification methods for remote onboarding and enforcing criminal offences. This has the goal of aligning the single European market around financial services. The result of harmonizing remote onboarding methods allows IDnow to offer the financial services and banking sectors a uniform means to meet their AML obligations, optimize these investments, and conduct business more uniformly across borders.

The second part of the approval concerns the use of NFC technology according to ICAO 9303, an international standard that defines specifications for machine-readable travel documents (MRTD), issued by the International Civil Aviation Organization (ICAO). As part of the automated identity verification process, IDnow is allowed to use NFC technology to read out embedded chips from compliant identity documents.

These innovations result in one of the fastest, most secure processes in the European market while also significantly increasing conversion rates.

Milestone for identity verification based on AI algorithms

“This is not only a big step for IDnow as a leader in the identity proofing space, but also a milestone for identity verification with artificial intelligence algorithms in general,” says Johannes Leser, Vice President Trust Services at IDnow. “Based on this conformity extension, our AutoIdent product with QES technology delivers trusted data validation and fraud prevention that provide high levels of assurance in the tightly regulated space.”


IDnow reports 250% increase in fraud attempts since the beginning of the COVID-19 pandemic – detection remains very good


IDnow (, a leading provider for Identity Verification-as-a-Service solutions, publishes the latest figures on changes in fraud methods within the digital environment in its “Cyber Security Report 2020”. The company sees a strong increase of 250% in fraud attempts. Technology and security systems remain ahead of the new trends.

Since the beginning of the year, IDnow sees a general increase in the demand for digital services and processes. With this development, however, digital fraud methods have also changed and, in addition to new scams, show a dramatic increase over the year.

Between March and June, when many countries ordered a lockdown and processes had to move to the digital environment, IDnow saw new developments in identity fraud: Cases of Similarity Fraud increased by 231 percent during this period, Fake-ID fraud rose by 180 percent and Social Engineering attacks by 75 percent.

The fraud methods themselves also show new tricks that are adapted to the current pandemic situation. IDnow saw new cases, especially in social engineering: fraudsters use, for example, applications for government aid programs or, in the context of increased unemployment, false job advertisements as a lure.

“In the past few months, our security system has seen a sharp increase in fraud attempts and numerous new methods against which we protect our customers. We have invested in a comprehensive concept and early indicator detection to stay one step ahead of the fraudsters,” says Armin Bauer, co-founder and Managing Director Technology at IDnow. “In addition to technical warning systems, we have set up an anti-fraud team here to do research in Darknet, test fake ads ourselves and exchange information with victims to study the exact approach of the fraudsters. In this way we can detect and avoid attempts of attacks at an early stage.

Despite the new methods and an increase in fraud attempts, I am pleased to report a constant False Acceptance Rate (FAR) compared to last year.


New cooperation: CRIFBÜRGEL and IDnow improve customer experience in digital onboarding

CRIFBÜRGEL and IDnow (, a leading provider of Identity Verification-as-a-Service solutions, announce their cooperation in the field of digital onboarding.

With the growing demand for digital identification, IDnow and CRIFBÜRGEL are taking the next step together towards a simple, fast and fully digital onboarding. CRIFBÜRGEL is now integrating IDnow’s solutions into its PHYON onboarding platform to offer customers a seamless, simple process. IDnow’s identification methods perfectly complement the innovative concept of CRIFBÜRGEL’s new platform: a media break and the time required for verification in physical channels is often seen as a reason for a purchase to be aborted. Therefore CRIFBÜRGEL and IDnow now offer a new solution for the eGaming and Gambling industry as well as for insurance, finance and other transactions with high security requirements.

“We are very much looking forward to working with CRIFBÜRGEL and supporting their platform with our digital verification solutions. Completely digital processes are absolutely essential and complete a portfolio like CRIFBÜRGEL’s. Digital identification not only increases conversion rates for companies and saves costs, but above all is a key factor for end customer satisfaction,” says Sebastian Bärhold, Co-Founder and Business Development at IDnow.

“Companies appreciate our advanced solutions for customer identification and credit assessment. With our comprehensive digital onboarding offer, we help them to make customer travel as pleasant as possible. Media disruptions are prevented, cancellation rates are reduced and thus revenues are increased. By cooperating with IDnow, we can offer our customers another important component in the identification process,” says Dr. Frank Schlein, Managing Director at CRIFBÜRGEL.